Online Fraud
Online Fraud
Online Fraud
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© Rick Lohmeyer, 2011  301-404-2630
U.S. citizens reported losing more than $550 million in 2009 in Internet fraud, falling prey to a variety of increasingly sophisticated scams, according to a report by the Internet Crime Complaint Center. The loss was more than twice that reported in 2008, according to the agency, a partnership of the FBI and the privately funded National White Collar Crime Center.
Chart showing increasing computer fraud complaints Chart showing percentage for types of computer fraud
Non-Monetary Costs of Fraud Victims, in addition to having lost large sums of money, often also lose their ability to trust. Victims may blame themselves, resulting in overwhelming guilt and shame. If the victim has borrowed money from others to pay the scammer, these feelings are magnified. Further compounding the problem is the public opinion of scam letters and scam victims. Scam letters are often viewed as humorously moronic, and the people who fall for them equally so. The victim, having lost money through the scammer's manipulation of payment methods such as money orders or checks, may become distrustful of the financial system. Scam victims may stop trusting and giving money to churches, legitimate charities and, in the extreme, even service providers such as their electric company because of their requests for money. Some victims commit suicide. In other cases, the victim continues to contact the scammer after being shown proof that they are being scammed or even being convicted of crimes relating to the scam, having been drawn so deeply into the web of deception that their trust in what the scammer tells them overrides everything else in their life.
Online Fraud
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